How To Raise A Child On A Budget: A Guide For Single Mums
Although raising a child is one of the most emotionally rewarding things you will ever do, it isn’t the easiest of tasks. Aside from the tears, tantrums and screaming matches, money is one of the biggest worries that single parents face.
At times, bringing up a child on a single wage can seem near to impossible. Especially when you think about everything that they need food, clothes, a good education, toys, etc. With everything your child needs, from school trip fees to money for new trainers, it is easy to see how you bank account ends up emptying so quickly.
Whilst there is lots of financial advice out there, a lot of money-saving advice requires you to change your lifestyle dramatically. Whether it is waving goodbye to family holidays or stopping your child’s music lessons, you may not want to sacrifice these pleasures.
Just because you are a single parent, it doesn’t mean that you and your children should miss out. Instead, there are some small, simple steps you can take to help make your money go further, to find out more keep reading.
Take the time to plan your meals in advance. By planning beforehand, you won’t be tempted to splurge on expensive (and calorific) takeaways or ready meals. Instead of spending £15 on a greasy McDonalds, you can create a healthy and nutritious meal for under £2 per serving.
Although you can plan your meals however you want to, one of the easiest ways to do it is to plan one week at a time. If you know what you are cooking, you can get started as soon as you get home.
Be a smart shopper
Make sure to make a list of everything you need for the week before you go food shopping and buy only what you need and nothing else.
To save money at the supermarket, you don’t have to be an extreme couponer, you just have to be sensible. Don’t deviate from your list and don’t go to the supermarket hungry. Otherwise, you may end up making impulse purchases.
Although you don’t need to become an extreme couponer, taking advantage of the odd deal or discount voucher is an excellent way to save yourself some money. As well as taking advantage of discount vouchers, make sure to take advantage of any free samples you see. After all, free stuff is an even better way to save yourself money.
Always avoid shopping with the kids in tow, as they can make it much harder to resist impulse buys. Especially when they are insisting on an item.
Plan a staycation
If you can’t afford to take a vacation, plan a stay caution instead. Instead of blowing all your money on an expensive holiday, find fun things to do nearby instead.
Spend the week visiting nearby towns, cities and attractions. Do all the touristy things you have never had the chance to do before. Whether it’s visiting museums and movie theatres or going hiking up a local mountain, there will be plenty of things you can do.
As long as you make your staycation feel fun and as much like a holiday as possible, that is all that matters.
Entertain the kids at home
Don’t be tempted to pay out for expensive day trips just because it’s a weekend and the kids are driving you mad. Instead, find ways to.
There are plenty of ways you can keep the kids happy at home. Things like baking a cake, playing board games, making your own water slide, having a movie day, and creating your own pizzas are all exciting choices.